At Lex Favios, our Banking and Finance practice is dedicated to delivering comprehensive legal solutions tailored to the evolving needs of banks, financial institutions, corporates, and investors. We advise clients across every facet of banking and finance transactions from structuring to execution and dispute resolution.

Our firm has developed expertise across a wide range of financial products and services, including syndicated loans, structured finance, asset-backed securitization, acquisition finance, and project and infrastructure financing. We have advised clients on cross-border financings and domestic debt syndications, ensuring compliance with Reserve Bank of India (RBI) guidelines, Foreign Exchange Management Act (FEMA), Securities and Exchange Board of India (SEBI) regulations, and sector-specific compliance requirements.

Led by Manan Oberoi, who brings over a decade of experience handling portfolios and advising leading companies across steel, oil & gas, power, and infrastructure sectors, our practice excels in delivering high-value financing solutions. Our work ranges from the drafting and negotiation of intricate facility agreements and inter-creditor arrangements to the perfection and enforcement of securities, ensuring robust risk mitigation and protection of lender interests.

Lex Favios has also advised clients with complex real estate finance matters, including securitization of housing loans and advisory on public offerings related to mortgage-backed securities. Further, we have worked with fintech enterprises, digital lending platforms, and payment intermediaries on regulatory compliance and structured financing arrangements. 3ppA significant component of our practice is dedicated to advisory and transactional support in non-performing asset (NPA) resolution, loan write-offs, asset reconstruction, debenture structuring and issuance, and insolvency under the Insolvency and Bankruptcy Code (IBC). We provide critical guidance on debt recovery, restructuring negotiations, enforcement of security interests, and navigating regulatory hurdles in insolvency proceedings, helping clients protect and realize value in distressed situations. Our team is also deeply engaged with the digital lending regime, guiding clients through cybersecurity best practices, and emerging fintech product regulations.

Our multidisciplinary team integrates banking and finance expertise with complementary practices in mergers and acquisitions, corporate governance, dispute resolution, and taxation  offering clients a holistic approach. We enable seamless deal execution, advising lenders and borrowers alike on risk management, compliance, and strategic structuring tailored to their commercial objectives.

Lex Favios’ commitment to personalized client service, responsiveness, and innovative problem-solving distinguishes our Banking and Finance practice. We partner with public and private sector financial institutions, multilateral agencies, private equity and infrastructure funds, and large corporate borrowers, supporting them through India’s complex financial regulatory landscape and market cycles.

By choosing Lex Favios as your banking and finance legal partner, you gain not just counsel but a strategic ally capable of navigating challenges and opportunities with clarity and foresight, empowering you to achieve sustainable growth and financial resilience in a competitive and regulated environment.